Finance operations, simplified

The finance stack that keeps pace with how teams move.

APOTSA brings spend policy, approvals, cards, reimbursements, and GST reconciliation into one operating layer, so finance can move faster without losing control.

Policy controlsFast reimbursementsGST-ready workflows

Free for teams under 10 · No credit card required

Recovered ITC

₹2.4L

Average annual recovery per company

Payout speed

10 sec

UPI settlement with an audit trail

Live operations

438 reimbursements cleared this week

Approval latency

2.3h

Expense submitted

Client dinner · ₹12,400

2:14 PM

Manager approved

Policy matched automatically

2:31 PM

Finance review

Waiting on department head

Pending

See the rollout, pricing, and product updates first.

Early access to new modules, launch announcements, and implementation notes.

Product suite

One system for spend, cards, approvals, and close.

Use one operating layer to keep policy, payments, and reconciliation aligned as the company scales.

Set policy once, then let the system route the rest.

  • AI receipt capture from photo, email, or WhatsApp
  • Amount- and department-based approval routing
  • GSTR-2B reconciliation with auto-match suggestions
  • Bulk UPI payouts with 10-second settlement
  • One-click export into accounting tools

Visibility

See every rupee before it moves.

Set limits, route exceptions, and keep the full approval trail visible. Finance stays in control without asking for screenshots or status updates.

₹2.4L

avg ITC recovered per company per year

Approval queue95% matched
AWS India
₹48,200
Razorpay
₹12,400
Swiggy Biz
₹8,700
Airtel Corp
₹3,200

Payouts

Push reimbursements without the bottlenecks.

Batch approvals, release payouts, and generate the record trail automatically. Employees get paid fast and finance keeps the audit history clean.

10 sec

average payout settlement time

Bulk payout · May 2026438 employees

₹18.4L

disbursed in 10 seconds

All 438 reimbursements settled

Approvals

Build policies that don't break at scale.

Configure approval chains by amount, department, or project. Managers approve from mobile and finance gets one place to review every exception.

10×

faster expense cycle vs email approvals

Client dinner · ₹12,400

Expense submitted

2:14 PM

Manager review

2:31 PM

Finance approval

Pending

UPI payout

Enterprise

Controls for every stage of finance ops.

For teams that need permissions, auditability, and rollout support without slowing the business down.

SSO / SAML

Connect to Okta, Google Workspace, or Azure AD with one login for the whole finance stack.

Custom integrations

REST API and webhooks for ERP, payroll, accounting, and internal workflows.

Dedicated support

Named CSM, implementation help, and direct access to the engineering team.

Audit logs

Every action, approver, and payout recorded in a clean exportable audit trail.

Advanced analytics

Spend by department, vendor, category, and GL code with dashboards on request.

99.9% uptime SLA

Month-end won't wait. Guaranteed uptime, with credits if we miss the mark.

From the field

We cut our month-end close from 3 days to 4 hours. The new approval flow keeps our finance team focused on exceptions, not admin.

Priya Sharma

CFO · TechVantage Pvt Ltd

3 days → 4 hrs

month-end close

Get started

Move finance forward without the handoffs.

Start with a tighter workflow, cleaner audit trail, and faster payouts.

Spend policy · Approvals · Cards · GST · Built in Bangalore